:PROPERTIES:
:ID:       92ccd074-04a0-4e45-a44f-9da24ea20a9b
:CREATED:  [2026-05-25 Mon]
:END:
#+title: Impact
#+filetags: :passepartout:strategy:adoption:impact:

The wider consequences of broad adoption, across both the verification
(institutional) and social protocol tracks. Phase numbers below refer
to the social adoption phases, defined in
[[id:6d2e3f4a-5b6c-7d8e-9f0a-1b2c3d4e5f6a][Adoption]]. Each phase has
its own detailed treatment with sector-specific analysis.

- [[id:a0b1c2d3-e4f5-6789-0abc-def012345678][Phase 0]] — 10-10² users. First enterprise compliance savings, first
  organized protocol communities, creator migration. Nothing breaks.
- [[id:b1c2d3e4-f5a6-7890-1bcd-ef0123456789][Phase 1]] — 10²-10⁴ users. Compliance consultancies lose clients, first
  regulator encode, community refugees discover censorship resistance,
  creators keep 95%. First structural unbundling signals.
- [[id:c2d3e4f5-a6b7-8901-2cde-f01234567890][Phase 2]] — 10⁴-10⁶ users. Insurance differentiates on verification,
  contract marketplace reaches critical mass, platform unbundling
  accelerates. Mutual insurance pools emerge on the social protocol.
  Economic destruction begins in earnest.
- [[id:d3e4f5a6-b7c8-9012-3def-012345678901][Phase 3]] — 10⁶-10⁸ users. Cybersecurity and surveillance advertising
  collapse for the verified segment. Institution crossover — universities,
  newsrooms, regulators adopt protocol attestation. The end of the
  platform era. Financial services face structural disruption: compliance
  industry collapse, credit bureau obsolescence, accounting profession
  transformation. Commercial mutual insurance pools form. The protocol
  becomes human rights infrastructure.
- [[id:e4f5a6b7-c8d9-0123-4ef0-123456789012][Phase 4]] — 10⁸-10⁹ users. Two-tier computing is the stable
  equilibrium. Messaging, websites, and email restructured at the
  protocol layer. Financial services fully transformed: banks as gate
  operators, capital markets restructured, payment systems replaced,
  accounting profession rebuilt around attestation logic. Mutual
  insurance mature at all scales — social, commercial, and
  reinsurance pools of pools. The economic center of gravity has
  moved from intermediation to verification infrastructure.
