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- Split competitive-analysis-2026-05.org → TOC + 9 competitor files in ideas/competitors/. Dropped date from filename. All competitor UUIDs generated, TOC keeps original UUID for backlink continuity. - Deleted passepartout-economics.org archive (replaced by 27-node KB). - Inlined 5 'See also' blocks into natural prose (compliance-index, first-mover-window, revenue-table, orders-of-magnitude-time, native-org-knowledge-base). - Linked 7 orphan compliance pages back to compliance index + finished truncated sentences. - Linked all 14 Agora requirement docs from topic-relevant pages (identity→lisp-machine-security, infrastructure→compute-marketplace, social-space→growth-strategy, exchange→agora-contracts, etc.). - Linked ai-industry-impact from investment-thesis, sufficiency-flip, verification-appliance, effects-growth-flywheel (up from 1 to 10+ pages). - Fixed CREATED timestamps to use git commit dates instead of today. - Made all links absolute from root (no port inheritance). - Removed stale agora/docs/ duplicate content.
1007 B
1007 B
GLBA (Gramm-Leach-Bliley Act)
US federal law governing financial institutions' handling of nonpublic personal information (NPI). Requires privacy notices, opt-out rights, and a Safeguards Rule requiring an information security program.
Who must comply: Banks, credit unions, insurance companies, securities firms, financial advisers. ~20,000 institutions.
Penalties: FTC-enforced. Civil penalties up to $100K per violation; officers and directors personally liable.
Why it matters: The Safeguards Rule maps directly to gate stack access controls. Every NPI access is gated; the proof log is the security program's evidence. First-mover advantage is narrow (GLBA is well-understood) but the market is large because every financial institution that dodges HIPAA still faces GLBA.