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<table role=3Dpresentation cellpadding=3D0 cellspacing=3D0 width=3D100%>
<tbody>
<tr>
<td valign=3Dtop align=3Dleft style=3D"padding-top: 225px; padding-bottom: =
40px;"><table role=3Dpresentation width=3D634 cellspacing=3D0 cellpadding=
=3D0 align=3Dcenter>
<tbody>
<tr>
<td valign=3Dtop align=3Dleft bgcolor=3D#ffffff style=3D"padding-bottom: 40=
px;"><table role=3Dpresentation width=3D520 cellspacing=3D0 cellpadding=3D0=
 align=3Dcenter>
<tbody>
<tr>
<td valign=3Dtop align=3Dcenter class=3D"text-center mobPad" style=3D"font-=
family: Google Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-si=
ze: 40px; line-height: 48px; font-weight:bold; mso-line-height-rule:exactly=
; color: #202124; font-weight: bold; padding: 40px 0px 0px;">Nothing says f=
riendship like cashback</td>
</tr>
<tr>
<td valign=3Dtop class=3D"text-center mobPad" align=3Dcenter style=3D"font-=
family: Google Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-si=
ze: 14px; line-height: 24px; font-weight: 400; mso-line-height-rule:exactly=
; color: #5F6368;
padding:10px 0px 0px;">When you invite friends to use Google Pay, everyone =
gets rewarded. From settling up after a night out to chipping in for a frie=
nd=E2=80=99s birthday, Google Pay makes managing money safe and simple. Ref=
er a friend and once they use the app to pay contactless* or send money to =
a friend, you&#39;ll receive $5 and they&#39;ll receive $15.</td>
</tr>
<tr>
<td valign=3Dtop align=3Dcenter style=3D"padding-top: 20px;"><table role=3D=
presentation border=3D0 cellpadding=3D0 cellspacing=3D0 align=3Dcenter>
<tbody>
<tr>
<td valign=3Dtop style=3D"display:block;border-radius:4px; -webkit-border-r=
adius: 4px; -moz-border-radius: 4px; border-radius: 4px; border:2px solid #=
1A73E8; background-color: #1A73E8;"><table role=3Dpresentation border=3D0 c=
ellpadding=3D0 cellspacing=3D0 align=3Dcenter width=3D100%>
<tbody>
<tr>
<td style=3D"display:block; background-color:#1A73E8;" align=3Dcenter><a st=
yle=3D"display:block; display:block;text-decoration:none; font-family: Goog=
le Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-size:16px;colo=
r:#ffffff; border-top: 10px solid #1A73E8; border-right: 18px solid #1A73E8=
; border-bottom: 10px solid #1A73E8; border-left: 18px solid #1A73E8 ;mso-t=
able-lspace:0pt; font-weight:500; mso-table-rspace:0pt; mso-line-height-rul=
e:exactly; line-height: 24px;" target=3D_blank href=3Dhttps://notifications=
.google.com/g/p/AD-FnEyxT6NRoE71cSFAOBLaOl4f0OhiNytey4GwXRaHj0Nuv9J87wuxIh-=
QuW8iCKCcfv7E55z1V6zgcTt89WGpRrrLZyYk9UdvMsNylllE6VnPsgoAtXXybzdZW3A>
<!--[if gte mso 15]>&nbsp;&nbsp;&nbsp;<![endif]-->Invite friends<!--[if gte=
 mso 15]>&nbsp;&nbsp;&nbsp;<![endif]-->
</a></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</v:textbox>
</v:rect>
<![endif]--></td>
<!--[if !mso]><!-->
<td class=3Dshow width=3D100% valign=3Dtop style=3D"display: none; backgrou=
nd-image: url(&#39;https://www.gstatic.com/gumdrop/files/paisa-mob-fill-w72=
0px-h1280px-2x.png&#39;); background-size: 100%; background-color: #eef5ff;=
 background-repeat: no-repeat;" height=3Dauto><table role=3Dpresentation al=
ign=3Dcenter cellpadding=3D0 cellspacing=3D0 width=3D304>
<tbody>
<tr>
<td valign=3Dtop height=3D216 style=3D"mso-line-height-rule:exactly; line-h=
eight: 62px; "><img src=3Dhttps://www.gstatic.com/gumdrop/files/spacer-11.g=
if width=3D1 height=3D1 border=3D0 alt=3D"" style=3D"display: block;"></td>
</tr>
<tr>
<td valign=3Dtop align=3Dcenter bgcolor=3D#ffffff style=3D"padding-bottom: =
22px;"><table role=3Dpresentation width=3D305 cellspacing=3D0 cellpadding=
=3D0 align=3Dcenter>
<tbody>
<tr>
<td valign=3Dtop align=3Dcenter class=3D" text-center" style=3D"font-family=
: Google Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-size: 24=
px; line-height: 34px; font-weight:bold; mso-line-height-rule:exactly; colo=
r: #202124; font-weight: bold; padding: 26px 12px 0px;">Nothing says friend=
ship like cashback</td>
</tr>
<tr>
<td valign=3Dtop class=3Dtext-center align=3Dcenter style=3D"font-family: G=
oogle Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-size: 14px;=
 line-height: 24px; font-weight: 400; mso-line-height-rule:exactly; color: =
#5F6368;
padding:10px 12px 0px;">When you invite friends to use Google Pay, everyone=
 gets rewarded. From settling up after a night out to chipping in for a fri=
end=E2=80=99s birthday, Google Pay makes managing money safe and simple. Re=
fer a friend and once they use the app to pay contactless* or send money to=
 a friend, you&#39;ll receive $5 and they&#39;ll receive $15.</td>
</tr>
<tr>
<td valign=3Dtop align=3Dcenter style=3D"padding-top: 20px;"><table role=3D=
presentation border=3D0 cellpadding=3D0 cellspacing=3D0 align=3Dcenter>
<tbody>
<tr>
<td valign=3Dtop style=3D"display:block;border-radius:4px; -webkit-border-r=
adius: 4px; -moz-border-radius: 4px; border-radius: 4px; border:2px solid #=
1A73E8; background-color: #1A73E8;"><table role=3Dpresentation border=3D0 c=
ellpadding=3D0 cellspacing=3D0 align=3Dcenter width=3D100%>
<tbody>
<tr>
<td style=3D"display:block; background-color:#1A73E8;" align=3Dcenter><a st=
yle=3D"display:block; display:block;text-decoration:none; font-family: Goog=
le Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-size:16px;colo=
r:#ffffff; border-top: 10px solid #1A73E8; border-right: 18px solid #1A73E8=
; border-bottom: 10px solid #1A73E8; border-left: 18px solid #1A73E8 ;mso-t=
able-lspace:0pt; font-weight:500; mso-table-rspace:0pt; mso-line-height-rul=
e:exactly; line-height: 24px;" target=3D_blank href=3Dhttps://notifications=
.google.com/g/p/AD-FnEyxT6NRoE71cSFAOBLaOl4f0OhiNytey4GwXRaHj0Nuv9J87wuxIh-=
QuW8iCKCcfv7E55z1V6zgcTt89WGpRrrLZyYk9UdvMsNylllE6VnPsgoAtXXybzdZW3A>
<!--[if gte mso 15]>&nbsp;&nbsp;&nbsp;<![endif]-->Invite friends<!--[if gte=
 mso 15]>&nbsp;&nbsp;&nbsp;<![endif]-->
</a></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td valign=3Dtop height=3D30 style=3D"mso-line-height-rule:exactly; line-he=
ight: 30px; "><img src=3Dhttps://www.gstatic.com/gumdrop/files/spacer-11.gi=
f width=3D1 height=3D1 border=3D0 alt=3D"" style=3D"display: block;"></td>
</tr>
</tbody>
</table></td>
<!--<![endif]-->
</tr>
<!-- Hero Section end -->
<!-- section 2 Start -->
<tr>
<td align=3Dleft valign=3Dtop bgcolor=3D#f5f5f5><table role=3Dpresentation =
cellpadding=3D0 bgcolor=3D#ffffff cellspacing=3D0 width=3D720 class=3D"widt=
h360 m_0_auto" align=3Dcenter>
<tbody>
<tr>
<td align=3Dleft valign=3Dtop class=3Dpad-b-40 style=3D"padding-top: 14px; =
padding-bottom: 15px; background-color: #ffffff;"><table role=3Dpresentatio=
n cellspacing=3D0 width=3D720 align=3Dcenter cellpadding=3D0 class=3D"width=
360 m_0_auto">
<tbody>
<tr>
<td align=3Dleft valign=3Dtop style=3D"padding-left: 44px" class=3D"dblock =
pd-l-38 pd-t-5 "><table role=3Dpresentation cellpadding=3D0 cellspacing=3D0=
>
<tbody>
<tr>
<td align=3Dleft class=3Dpad-t-50 valign=3Dtop style=3D"font-family: Google=
 Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 24p=
x; line-height: 36px; color: #202124; font-weight: bold; padding-top: 40px;=
">How to earn rewards:</td>
</tr>
<tr>
<td align=3Dleft valign=3Dtop class=3Dpd-t-22 style=3D"padding-top: 21px;">=
<table role=3Dpresentation cellpadding=3D0 cellspacing=3D0>
<tbody>
<tr>
<td width=3D30 align=3Dleft valign=3Dtop><img src=3Dhttps://www.gstatic.com=
/gumdrop/files/paisa-number-coin-1-transparent-w60px-h60px-2x.png alt=3D"St=
ep 1" title=3D"Step 1" width=3D30 style=3D"display: block;"></td>
<td align=3Dleft valign=3Dtop style=3D"font-family: Google Sans, Roboto, He=
lvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; line-height: 2=
8px; color: #5F6368; padding-left: 15px; font-weight: 500">Share your invit=
e link with friends via the app</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3Dleft valign=3Dtop style=3D"padding-top: 21px;"><table role=3Dpr=
esentation cellpadding=3D0 cellspacing=3D0>
<tbody>
<tr>
<td width=3D30 align=3Dleft valign=3Dtop><img alt=3D"Step 2" title=3D"Step =
2" src=3Dhttps://www.gstatic.com/gumdrop/files/paisa-number-coin-2-transpar=
ent-w60px-h60px-2x.png width=3D30 style=3D"display: block;"></td>
<td align=3Dleft class=3Dpd-r-15 valign=3Dtop style=3D"font-family: Google =
Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px=
; line-height: 28px; color: #5F6368; padding-left: 15px; font-weight: 500">=
Once your friend downloads the app and makes a contactless payment* or send=
s money to a new user, you=E2=80=99ll both be rewarded</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3Dleft valign=3Dtop class=3Dpd-t-22 style=3D"padding-top: 21px;">=
<table role=3Dpresentation cellpadding=3D0 cellspacing=3D0>
<tbody>
<tr>
<td width=3D30 align=3Dleft valign=3Dtop><img alt=3D"Step 3" title=3D"Step =
3" src=3Dhttps://www.gstatic.com/gumdrop/files/paisa-number-coin-3-transpar=
ent-w60px-h60px-2x.png width=3D30 style=3D"display: block;"></td>
<td align=3Dleft valign=3Dtop style=3D"font-family: Google Sans, Roboto, He=
lvetica Neue, Helvetica, Arial, sans-serif; font-size: 16px; line-height: 2=
8px; color: #5F6368; padding-left: 15px; padding-right: 10px; font-weight: =
500">You will get $5, they will get $15**</td>
</tr>
</tbody>
</table></td>
</tr>
<!-- cta start -->
<tr>
<td valign=3Dtop align=3Dleft class=3Dpd-t-19 style=3D"padding-top: 20px;">=
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0>
<tbody>
<tr>
<td height=3D9 style=3D"display:block; line-height: 9px;" align=3Dcenter><a=
 target=3D_blank href=3Dhttps://notifications.google.com/g/p/AD-FnExhjaGpol=
vJ_rWSNz2nrjGsPrp_OwqaFCRs9Kl-2SJEXJapGljXYGL3c0V1q3RTH82RHB5RaSRAiyQfV37la=
Z0pG9mn7Dc6JpvBSedWPOrX1HRo-uKJ5Ut5qxpoiPM> <img src=3Dhttps://www.gstatic.=
com/gumdrop/files/spacer-11.gif width=3D100% height=3D9 border=3D0 alt=3D""=
 style=3D"display: block;"> </a></td>
</tr>
<tr>
<td valign=3Dtop style=3D"display:block;border-radius:4px; -webkit-border-r=
adius: 4px; -moz-border-radius: 4px; border-radius: 4px; border:2px solid #=
1A73E8; background-color: #1A73E8;"><table role=3Dpresentation border=3D0 c=
ellpadding=3D0 cellspacing=3D0 align=3Dcenter width=3D100%>
<tbody>
<tr>
<td style=3D"display:block; background-color:#1A73E8;" align=3Dcenter><a st=
yle=3D"display:block; display:block;text-decoration:none; font-family: Goog=
le Sans,Product Sans,Roboto,Helvetica,Arial,sans-serif; font-size:14px;colo=
r:#ffffff; border-top: 4px solid #1A73E8; border-right: 16px solid #1A73E8;=
 border-bottom: 4px solid #1A73E8; border-left: 16px solid #1A73E8 ;mso-tab=
le-lspace:0pt; font-weight:500; mso-table-rspace:0pt; mso-line-height-rule:=
exactly; line-height: 24px;" target=3D_blank href=3Dhttps://notifications.g=
oogle.com/g/p/AD-FnExhjaGpolvJ_rWSNz2nrjGsPrp_OwqaFCRs9Kl-2SJEXJapGljXYGL3c=
0V1q3RTH82RHB5RaSRAiyQfV37laZ0pG9mn7Dc6JpvBSedWPOrX1HRo-uKJ5Ut5qxpoiPM>
<!--[if gte mso 15]>&nbsp;&nbsp;&nbsp;<![endif]-->Invite friends<!--[if gte=
 mso 15]>&nbsp;&nbsp;&nbsp;<![endif]-->
</a></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td height=3D3 style=3D"display:block; line-height: 9px;" align=3Dcenter><a=
 target=3D_blank href=3Dhttps://notifications.google.com/g/p/AD-FnExhjaGpol=
vJ_rWSNz2nrjGsPrp_OwqaFCRs9Kl-2SJEXJapGljXYGL3c0V1q3RTH82RHB5RaSRAiyQfV37la=
Z0pG9mn7Dc6JpvBSedWPOrX1HRo-uKJ5Ut5qxpoiPM> <img src=3Dhttps://www.gstatic.=
com/gumdrop/files/spacer-11.gif width=3D100% height=3D3 border=3D0 alt=3D""=
 style=3D"display: block;"> </a></td>
</tr>
</tbody>
</table></td>
</tr>
<!-- cta end -->
</tbody>
</table></td>
<!-- spacer start here -->
<td aria-hidden=3Dtrue class=3Ddnone height=3D8 width=3D36 align=3Dright va=
lign=3Dtop style=3D"border-collapse:collapse; mso-table-lspace:0pt; mso-tab=
le-rspace:0pt; mso-line-height-rule:exactly; line-height:8px;"><img src=3Dh=
ttps://www.gstatic.com/gumdrop/files/spacer-11.gif width=3D100% height=3D1 =
border=3D0 alt=3D"" style=3D"display: block;"></td>
<!-- spacer end here -->
<td aria-hidden=3Dtrue align=3Dleft valign=3Dtop width=3D348 class=3D"width=
360 dblock pd-t-51"><a href=3D#>
<img class=3Dhide src=3Dhttps://www.gstatic.com/gumdrop/files/paisa-deal2-d=
esk-fill-w698px-h888px-2x.png width=3D348 style=3D"display: block;">
<!--[if !mso]><!-->
<img class=3D"dblock w-100" src=3Dhttps://www.gstatic.com/gumdrop/files/pai=
sa-deal2-mob-fill-w720px-h858px-2x.png width=3D348 style=3D"display: none;"=
>
<!--<![endif]-->
</a></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<!-- section 2 end -->
<!-- section 3 Start -->
<tr>
<td align=3Dcenter valign=3Dtop><table role=3Dpresentation cellpadding=3D0 =
cellspacing=3D0 width=3D720 align=3Dcenter class=3D"width360 m_0_auto">
<tbody>
<tr>
<td align=3Dcenter valign=3Dtop bgcolor=3D#F8F9FA><table role=3Dpresentatio=
n cellpadding=3D0 cellspacing=3D0 width=3D720 align=3Dcenter class=3D"width=
360 m_0_auto">
<tbody>
<!-- invite box start here -->
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 30px; padding-bottom:=
 30px;"><table role=3Dpresentation cellpadding=3D0 cellspacing=3D0 align=3D=
center>
<tbody>
<td align=3Dcenter valign=3Dtop bgcolor=3D#ffffff class=3D"ol-pd pd-t-12 pd=
-b-11" style=3D"border:1px solid #1A73E8; padding-top: 17px; padding-bottom=
: 15px; border-radius: 5px;"><table role=3Dpresentation cellpadding=3D0 cel=
lspacing=3D0 width=3D465 class=3Dwidth304 align=3Dcenter>
<tbody>
<tr>
<td width=3D113 class=3Dw-86 align=3Dcenter valign=3Dtop aria-hidden=3Dtrue=
><table cellspacing=3D0 cellpadding=3D0 role=3Dpresentation>
<tbody>
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 9px;"><img src=3Dhttp=
s://www.gstatic.com/gumdrop/files/paisa-invite-earn-transparent-w113px-h92p=
x-2x.png style=3D"display: block;" width=3D67 class=3Dw-49></td>
</tr>
</tbody>
</table></td>
<td width=3D322 class=3Dw-200 align=3Dleft valign=3Dtop><table role=3Dprese=
ntation cellpadding=3D0 cellspacing=3D0>
<tbody>
<tr>
<td align=3Dleft valign=3Dtop style=3D"font-family: Google Sans, Roboto, He=
lvetica Neue, Helvetica, Arial, sans-serif; font-size: 14px; line-height: 2=
1px; color: #1A73E8; text-transform: uppercase; font-weight: 500; padding-t=
op: 2px;"> Don=E2=80=99t forget </td>
</tr>
<tr>
<td align=3Dleft valign=3Dtop style=3D"font-family: Google Sans, Roboto, He=
lvetica Neue, Helvetica, Arial, sans-serif; font-size: 14px; line-height: 2=
4px; color: #5F6368; padding-top: 1px;"> To earn referral rewards, you and =
your friend must be opted in to Google Pay rewards in the app. Go into &#39=
;Settings&#39; and &#39;Offers &amp; rewards&#39; to opt in. </td>
</tr>
</tbody>
</table></td>
<!-- spacer -->
<td height=3D8 align=3Dright width=3D30 valign=3Dtop style=3D"border-collap=
se:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; mso-line-height-ru=
le:exactly; line-height:8px;"><img src=3Dhttps://www.gstatic.com/gumdrop/fi=
les/spacer-11.gif width=3D100% height=3D1 border=3D0 alt=3D"" style=3D"disp=
lay: block;"></td>
<!-- spacer -->
</tr>
</tbody>
</table></td>
</tbody>
</table></td>
</tr>
<!-- invite box end here -->
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<!-- section 3 end here -->
</tbody>
</table></td>
</tr>
<!-- footer start -->
<tr>
<td align=3Dleft valign=3Dtop bgcolor=3D#f5f5f5><table role=3Dpresentation =
cellpadding=3D0 cellspacing=3D0 width=3D720 align=3Dcenter class=3D"width36=
0 m_0_auto">
<tbody>
<tr>
<td align=3Dcenter valign=3Dtop bgcolor=3D#ffffff><table role=3Dpresentatio=
n width=3D100% border=3D0 cellspacing=3D0 cellpadding=3D0>
<tbody>
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 49px;" class=3Dpadd-t=
-50><table role=3Dpresentation width=3D110 border=3D0 cellspacing=3D0 cellp=
adding=3D0>
<tbody>
<tr>
<td align=3Dcenter valign=3Dtop><a href=3Dhttps://notifications.google.com/=
g/p/AD-FnEyUABMSoTbahOgIyd4id_2LX2lTdDzl7vWcUZ-TnKTudX1Rc8I08NUZOoUNR2quVAl=
RklPxz5aaffxTfwIOb4X7jo2ZzMbnTq1msA6DM0nF target=3D_blank style=3D"text-dec=
oration:none;border: 9px solid transparent;display: block;"><img src=3Dhttp=
s://www.gstatic.com/gumdrop/files/twitter-gpay.png alt=3DTwitter title=3DTw=
itter width=3D26 style=3D"display: block;"></a></td>
<td align=3Dleft valign=3Dtop width=3D9 style=3Dmso-line-height-rule:exactl=
y;><img src=3Dhttps://www.gstatic.com/gumdrop/files/spacer-11.gif width=3D9=
 height=3D1 border=3D0 alt=3D"" style=3D"display: block;"></td>
<td align=3Dcenter valign=3Dtop><a href=3Dhttps://notifications.google.com/=
g/p/AD-FnEzBMjiGR4i9HarjPQtqVyH9c5gY9xULoBOOiyATzoVIx9DSsMgqcKnM38YYYHKos-L=
S7ZpHPLlIcJR2Q2Yj7BSVppd6w08RL_Dvda-HepSgmy3H-tIGWdJIGr_2Nwy39FuzFJDIo8ymT5=
KI target=3D_blank style=3D"text-decoration:none;border: 9px solid transpar=
ent;display: block;"><img src=3Dhttps://www.gstatic.com/gumdrop/files/paisa=
-youtube-grey-icon-transparent-w91px-h66px-2x.png alt=3DYouTube title=3DYou=
Tube width=3D31 style=3D"display: block;"></a></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 15px; padding-bottom:=
 50px;" class=3Dpd-t-15><table role=3Dpresentation class=3Dfooter-m width=
=3D634 align=3Dcenter border=3D0 cellspacing=3D0 cellpadding=3D0>
<tbody>
<tr>
<td align=3Dcenter class=3Dwast valign=3Dtop style=3D"font-family:Google Sa=
ns, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 14px; =
line-height: 24px; color:#5F6368; padding-top: 0px;">Was this email helpful=
?</td>
</tr>
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 20px;" class=3Dpd-t-1=
9><table role=3Dpresentation width=3D110 border=3D0 cellspacing=3D0 cellpad=
ding=3D0>
<tbody>
<tr>
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