used lor approprrare assers, bur our l| belongs lo and rs govmwd by the eommunrry u senes, and lherelere is um open re drsranl or eenrrahsed eonhol. Ono ol rhe more ereraordrnary learures ol many oi rlre srralegres uurlined rn lhrs ehapler rs lhal rhey have arisen rn land been developed and applied byl poor, depressed, mrnoriry, olren unslnlled, and lreouenrly "wwcdess groups Good people eycrywhere can bake hnanclal and dereloprnenrol crrnrrol ol lherr regroro, gaye Equal secvree lo all people, and use lrom an elhreal bur ourcasl sum ol mmorihes lo be a drryrng lore.» in warld sorbillry so go lo rl. as lhe sum ol nunorures is always lhe maprily! ln lhrr sechon, we are apparenlly Idlkmg aboul money, bur beep rr clear or your mrnd rhar we are aerually ralkrng about a phrloeophy ol rrue democracy, peace,and ~hlehme' Lrlehrne rs lhae hhlespaceweare given ro eaperienee rhis wadd, which shapes up lo whal we ean imagine lo be heayen, her where lhe achreyemenl ol paradise is eonsranlly ea back by lhe “serpelfls” ol greed, power, slupld eaploirahon. and war. mm and money are oflm inn-KhangeableeTn conlrol lhe eash flaw ol mlr 30(wa rs ru conrrul our hyes No prree rs loo hrgh lo pay lor lhc rrghr ru wnrk ar ~nghl llvclllwod”, lo umsurne rvhar ue can help pnaduce, lo reel secure, and um only or rwnld harmrng, bul ro aeh ely assrsl, mher people and lrlo lcrrrrrs People who areal our independence sreal our hlnlmes, our personal independenre rehes on o mperahee human soereey by changing ourselves, end hvmg in closer harmony wrih hie processes, we reduec rho ennllrers broughl mm our hyes by lhe opppsrng demands 0! a lml sound economy and rhar ol "unlrmrled gmwlh' n rhe raprlahure muse, hem/Rn a lalse asserlron or human domrnanee oyer nalure, and lhe eerlamly lhal we depend on all or narure, berween lhe rnyuneuon lo (In! all people as equal, and rye slams gryen re rboee who consume and prosper al rhe experue or olhers, belwcen rhe ryranny of "ad ereared by ydgfls and luxury, and lhe salrslaerlon ol wnelung mm ohhers lo aehleve our baare needsu belween our nah-rel drive ro ummulau ons, and lhe reohsabon that ir is only what we share lhar grves us acces- so all neeessary possessions. m2 INFORMAL ECONOMY barrer is a common «enemy pfldx‘d pamenlarly rn rural or neighbourhood areas where people are more hlcely ro know one anorher In lhe household level, people exchange garden produers and planrs, share labour, and ehehange goods and services, Oeeaslonally people may lorrrr 35 person worbproups lo burld houses, ereale gardens, or clean up housework, lhese wnrk groups may be episodic, (arming lhe pallern 0! a roundrobrn unhl all presenl needs are mel On a communiry level, 01 wllh more rhan 9—“ people rnvolyed, labour exdunge may need re be eoerdmaled nr repolared The hendrgu Home aurlder's club in vielorra, Auslvahr a gum}; or 35 people buildmg rndmdual homts They pay 55 a year per larnrly, marnly ro eoier rhe pnnrrng and dulribulion com or me C|ub‘s neweleher. Each member can errher be a reerprenr or donor ol labour lire umrs or exchang: are hours ni labour, and all labour rs considered equal llsmg a slandard labour exchange iorm lwhieh rs legally brndingl, lhe recipreru rs debned and lhe donor eredired lor every hour's wark he or she perlorors, Therers a labour organiser m rhe group ro son our lhe balanee or plymnts. and lo despareh labourers lo a recaprenl (who musl have i| leasr so hours in credrll A Commun y Bang: gh b also worhs one aysreor ol debrrs and credils, where reerdenrs oller goods, servrces, and nulls, lrorn landscaping lo massage, lrorn mowmg m prrnlrng. Even rhe Club secrelary or organiser rs pard rn oedrls A credo is ealculared ar one hour, and rhe donor and resiprenl agree among rhenoelves whar rhey eonsrdee lhe rob rs worlh, People are nel hmiled lo a orredo—one exchange, as rlye club erganreer beeps reeords 01 he deblls and eredrls ol each mdivrdual. h—anseerions occur as long as services are desired TheCommnmry Bane! club ean be an assel lor people in rhe communuy who are unemployed or underemployed, and lor rhnse who need services bul (inml allord ha pay cash (or lhem lruemal eeenomics are grearly- arded by eachange newslerrers, eompuler seryreea. and adrernsemenl rbese represenl a good medmm or swap goods rn parheular. wuh rhe boner tenlre charging only on a pnrperrmn ol suecesslul waps Several nuws‘ellen, like -sachange and Mar" rn lhe u K rope nub rho serirce Ernie-rage houses nun deal in laree surplus barrer syslems lor ludmlry usrng a Trade llnrl (TUJ mlued ar abrmr sl rur pump and exchange y-aluo Thzse can rhen be placed in smaller bloels lora yanery ol exchanges in goods and seryrees, and area good way romm a large surplusoloneeommodrly inroa rangeol services and goods needed Convenlronal money derives lrorn many ageneies enema! bo . cornmuniry, and erreolales rhroughoul all rommunilres. lendrng lo be acrumulaled rn cures, mohrnarronal eollses, and banks supporlrng large rnveslors Communr money (a! coedhl, however, rs nor usable or necessarily wanled oulside lhal eommunuy, hence erreulares indelinilely rn rhe eommumry, providing a eonslanrly avarlable mm. The l.l-:r Syslem uloeal Employmenl Tradmg Syswm) cenhes m a commumry. eyery yomrng member musr be willing ro cororder eroding an lou| “gun" dollars no Ln dollars carry no irrrereu, and admimsrrah-on eons are charged on a ~cosr el servree" basis Any uxes applicable are lhe reeporolbilny ol members, and any member ean know lhe rumoyer or balanpe ol any our! member Every member gels periodic sralernenrs ol aeeounls. The eunency, ahhough eonrvalenr in legal render, rs nor issued and cannor be cashed m (3mm dollars are ~eamed~ by goods or seryrces lo when, and 'Iosl" by usrng seryiees or goods All rrade, or credu 535