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<p style=3D"padding-top:0; font-size:0px; line-height:0px;" align=3Dcenter>=
Track group bills and settle up faster.=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=8D=C2=A0=E2=80=
=8D=C2=A0</p>
<!--Hidden snippet end-->
<!--<![endif]-->
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0 width=
=3D100% align=3Dcenter>
<tr>
<td align=3Dcenter valign=3Dtop>
<table class=3Dwid-360 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0 width=3D720 bgcolor=3D#FFFFFF>
<!-- Section 1 start here -->
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 0px">
<table role=3Dpresentation width=3D100% border=3D0 cellspacing=3D0 cellpadd=
ing=3D0>
<tbody>
<tr>
<td align=3Dcenter class=3Ddesktop-bg headers=3D703 valign=3Dtop background=
=3Dhttps://services.google.com/fh/files/emails/gpay-mod1-bg-transparent-w14=
40px-h1210px-2x.png style=3D"background-image:url(&#39;https://services.goo=
gle.com/fh/files/emails/gpay-mod1-bg-transparent-w1440px-h1210px-2x.png&#39=
;); background-position:top left; background-repeat: no-repeat; background-=
size:100% 100%; height:605px; padding:0px;">
<!--[if gte mso 9]>
<v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"true" stroke=3D"f=
alse" style=3D"width:720px; height: 605px; background-size:100% 100%;backgr=
ound-repeat: no-repeat;">
<v:fill type=3D"frame" src=3D"https://services.google.com/fh/files/emails/g=
pay-mod1-bg-outlook-transparent-w720px-h605px-2x.png" color=3D"#ffffff" />
<v:textbox inset=3D"0,0,0,0">
<![endif]-->
<table role=3Dpresentation width=3D100% border=3D0 cellspacing=3D0 cellpadd=
ing=3D0>
<tbody>
<tr>
<td align=3Dleft>
<table role=3Dpresentation width=3D100% cellpadding=3D0 cellspacing=3D0 bor=
der=3D0>
<tr>
<td align=3Dcenter valign=3Dtop>
<table role=3Dpresentation class=3Dwid-280 width=3D519 align=3Dcenter cellp=
adding=3D0 cellspacing=3D0 border=3D0>
<tr>
<td aria-hidden=3Dtrue class=3D"out_pad1 pt_18" align=3Dcenter valign=3Dtop=
style=3D"padding: 21px 0px 0 0px;">
<a href=3D#><img src=3Dhttps://www.gstatic.com/gumdrop/files/gpay-logo-shad=
ow-transparent-w339px-h125px-2x.png alt=3D"" title=3D"" width=3D171 height=
=3Dauto style=3D"display: block;"></a>
</td>
</tr>
<tr>
<td align=3Dcenter class=3Dheadb valign=3Dtop style=3D"font-family: Google =
Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 36px=
; line-height: 47px; color:#5F6368; font-weight: 700; padding-top:26px;">It=
=E2=80=99s now easier to</td>
</tr>
<tr>
<td align=3Dcenter class=3D"ol-heading loclrpd" valign=3Dtop style=3D"font-=
family: Google Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; =
font-size: 50px; line-height: 60px; color:#1A73E8; font-weight: 700;">share=
the open road</td>
</tr>
<tr>
<td align=3Dcenter valign=3Dtop class=3Dsubh style=3D"font-family: Google S=
ans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 14px;=
line-height: 24px; color:#5F6368; padding:0px 54px">Planning an epic adven=
ture with friends? Google Pay has new features that make tracking and split=
ting expenses easy as a group.</td>
</tr>
<!-- CTA Start -->
<tr>
<td class=3Dpt_33 align=3Dcenter valign=3Dtop style=3D"padding-top: 19px;">
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0>
<tr>
<td align=3Dcenter valign=3Dtop style=3D"border-radius: 4px;">
<a href=3Dhttps://notifications.google.com/g/p/AD-FnEzp6nuhXo_fW0RDmVkokh3h=
22RX9F-q_FDy7ZrV18A15hWwvnTdowZA9PpoFgTrTgD4Yi0HRtq_yVl_wNpohjRs1ibp15043MN=
FqhLqJeJ38Q4xWIaasQ target=3D_blank style=3D"font-family:Google Sans, Robot=
o, Helvetica Neue, Helvetica, Arial, sans-serif;font-weight:500;font-size:1=
6px; line-height:24px; text-decoration:none; color:#ffffff; border-top:12px=
solid #1A73E8;border-right:20px solid #1A73E8;border-bottom:12px solid #1A=
73E8;border-left:20px solid #1A73E8; display: block; background-color:#1A73=
E8;border-radius: 4px;">Get started</a>
</td>
</tr>
</table>
</td>
</tr>
<!-- CTA End -->
<!-- Desktop image start here -->
<tr>
<td align=3Dcenter aria-hidden=3Dtrue valign=3Dtop style=3D"padding-top: 40=
px;" class=3D"pd-t-16 hide-mob">
<a href=3D#><img src=3Dhttps://services.google.com/fh/files/emails/gpay-mod=
1-img-transparent-w1264px-h494px-2x.png class=3Dw-397 width=3D632 style=3D"=
display: block;"></a>
</td>
</tr>
<!-- Desktop image end here -->
<!--[if !mso]><!-->
<!-- Mobile image start here -->
<tr>
<td align=3Dcenter aria-hidden=3Dtrue valign=3Dtop style=3D"padding-top: 40=
px; display: none;" class=3D"pd-t-16 show">
<a href=3D#><img src=3Dhttps://services.google.com/fh/files/emails/gpay-mod=
1-mobile-transparent-w640px-h420px-2x.png width=3D320 style=3D"display: blo=
ck;"></a>
</td>
</tr>
<!-- Mobile image end here -->
<!--<![endif]-->
</table>
</td>
</tr>
</table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</v:textbox>
</v:rect>
<![endif]-->
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<!-- Section 1 end here -->
<!-- Section 2 start here -->
<tr>
<td align=3Dcenter valign=3Dtop>
<table class=3Dwid-360 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0 width=3D100%>
<tr>
<td align=3Dcenter class=3Dkeepg valign=3Dtop style=3D"font-family: Google =
Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 24px=
; line-height: 36px; color:#000000; font-weight: 700; padding-top:53px;">Ke=
ep group expenses simple</td>
</tr>
<tr>
<td class=3D"pad-t-0 pd-b-54" align=3Dcenter valign=3Dtop style=3D"padding:=
9px 0px 74px 0px;">
<table class=3Dwid-346 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0>
<tr>
<td class=3D"show wid-360 dblock wid-100-per" align=3Dcenter valign=3Dtop w=
idth=3D"">
<table align=3Dcenter role=3Dpresentation border=3D0 cellpadding=3D0 cellsp=
acing=3D0 width=3D100%>
<tr>
<td class=3D"wid-360 dblock" align=3Dcenter valign=3Dtop style=3D"display: =
block;">
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0 width=
=3D100%>
<tr>
<td class=3Dpad-t-42 aria-hidden=3Dtrue align=3Dcenter valign=3Dtop style=
=3Dpadding-top:27px;><a href=3D# target=3D_blank style=3D" display: block;"=
>
<img src=3Dhttps://services.google.com/fh/files/emails/gpay-mod2-left-trans=
parent-w514px-373px-2x.png alt=3D"" width=3D256 height=3Dauto style=3D"disp=
lay: block;"></a>
</td>
</tr>
</table>
</td>
<!--[if gte mso 15]>
</tr>
<tr>
<![endif]-->
<td class=3D"disp-cell wid-360 dblock" align=3Dcenter valign=3Dtop style=3D=
"display: block;" width=3D"">
<table class=3D"wid-360 text-alignment" width=3D302 role=3Dpresentation bor=
der=3D0 cellpadding=3D0 cellspacing=3D0 width=3D100%>
<tr>
<td class=3D"tracko wid-360" align=3Dcenter valign=3Dtop style=3D"font-fami=
ly: Google Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font=
-size: 18px; line-height: 27px; color: #202124; mso-line-height-rule: exact=
ly; padding: 19px 0px 0 0px; font-weight: bold;">Track one balance, not <!-=
-[if mso | ie]> <br><![endif]-->every bill</td>
</tr>
</table>
</td>
<!--[if gte mso 15]>
</tr>
<tr>
<![endif]-->
<td width=3D302 class=3D"disp-cell wid-360 dblock" align=3Dcenter valign=3D=
top style=3D"display: block;">
<table align=3Dcenter role=3Dpresentation border=3D0 cellpadding=3D0 cellsp=
acing=3D0 width=3D100%>
<tr>
<td class=3Deverw align=3Dcenter valign=3Dtop style=3D"font-family: Google =
Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 14px=
; line-height: 24px; color: #5F6368; mso-line-height-rule: exactly; padding=
: 5px 0px 0 0px; font-weight: normal; letter-spacing: 0">When everyone adds=
their expenses to the group, Google Pay will give you one balance so you c=
an see who owes you or who you owe.</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td class=3D"hide dblock" height=3D1 width=3D34 aria-hidden=3Dtrue align=3D=
center valign=3Dtop style=3D"border-collapse:collapse; mso-table-lspace:0pt=
; mso-table-rspace:0pt; mso-line-height-rule:exactly; line-height: 1px;"><a=
href=3D# target=3D_blank style=3D" display: block;"><img src=3Dhttps://ser=
vices.google.com/fh/files/emails/spacer_11.gif width=3D1 height=3D1 border=
=3D0 alt=3D"" style=3D"display: block;"></a>
</td>
<td class=3D"wid-360 dblock wid-100-per" align=3Dcenter valign=3Dtop width=
=3D300>
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0 width=
=3D100%>
<tr>
<td class=3D"disp-cell wid-360 dblock" align=3Dcenter valign=3Dtop style=3D=
"display: block;">
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0 width=
=3D100%>
<tr>
<td class=3Dpad-t-38 aria-hidden=3Dtrue align=3Dcenter valign=3Dtop style=
=3Dpadding-top:1px;><a href=3D# target=3D_blank style=3D" display: block;">
<img src=3Dhttps://services.google.com/fh/files/emails/gpay-mod2-right-tran=
sparent-w514px-426px-2x.png alt=3D"" width=3D256 height=3Dauto style=3D"dis=
play: block;"></a>
</td>
</tr>
</table>
</td>
<!--[if gte mso 15]>
</tr>
<tr>
<![endif]-->
<td class=3D"disp-cell wid-360 dblock" align=3Dcenter valign=3Dtop style=3D=
"display: block;" width=3Dwid-360>
<table class=3Dtext-alignment width=3D302 role=3Dpresentation border=3D0 ce=
llpadding=3D0 cellspacing=3D0 width=3D100%>
<tr>
<td class=3D"settle text-alignment" align=3Dcenter valign=3Dtop style=3D"fo=
nt-family: Google Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-seri=
f; font-size: 18px; line-height: 27px; color: #202124; mso-line-height-rule=
: exactly; padding: 19px 0px 0 0px; font-weight: bold;">Settle up on <!--[i=
f mso | ie]> <br><![endif]-->your terms</td>
</tr>
</table>
</td>
<!--[if gte mso 15]>
</tr>
<tr>
<![endif]-->
<td width=3D302 class=3D"disp-cell wid-360 dblock" align=3Dcenter valign=3D=
top style=3D"display: block;">
<table align=3Dcenter role=3Dpresentation border=3D0 cellpadding=3D0 cellsp=
acing=3D0 width=3D100%>
<tr>
<td class=3Danytime align=3Dcenter valign=3Dtop style=3D"font-family: Googl=
e Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 14=
px; line-height: 24px; color:#5F6368; mso-line-height-rule: exactly; paddin=
g: 5px 45px 0px; font-weight: normal; letter-spacing: 0">Settle up anytime =
you=E2=80=99re ready. Get paid back in one go or in bite-sized chunks.</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- Section 2 end here -->
<!-- Section 3 start here -->
<tr>
<td align=3Dcenter valign=3Dtop bgcolor=3D#F8F9FA>
<table class=3Dwid-360 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0>
<tr>
<td aria-hidden=3Dtrue align=3Dcenter valign=3Dtop style=3D"padding: 46px 0=
px 0px 0px;">
<img src=3Dhttps://services.google.com/fh/files/emails/gpay-mod3-reminder-t=
ransparent-w261px-253px-2x.png alt=3D"" width=3D131 height=3Dauto style=3D"=
display: block;">
</td>
</tr>
<tr>
<td width=3D462 align=3Dcenter valign=3Dtop>
<table class=3Dwid-360 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0 width=3D300>
<tr>
<td class=3Dnudge align=3Dcenter valign=3Dtop style=3D"font-family: Google =
Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 24px=
; line-height: 36px; color: #202124; mso-line-height-rule: exactly; padding=
: 19px 0px 0 0; font-weight: bold;">Nudge friends in the app</td>
</tr>
</table>
</td>
</tr>
<tr>
<td class=3Dwid-360 width=3D462 align=3Dcenter valign=3Dtop style=3D"">
<table class=3Dwid-360 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0 width=3D462>
<tr>
<td align=3Dcenter class=3Dskipt valign=3Dtop style=3D"font-family: Google =
Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif; font-size: 14px=
; line-height: 24px; color: #5F6368; mso-line-height-rule: exactly; padding=
: 10px 20px 38px; ">Skip the awkward call or text after your trip. Send fri=
ends a reminder to settle up =E2=80=93 just with the app.</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- Section 3 end here -->
<!-- Section 4 start here -->
<tr>
<td align=3Dcenter valign=3Dtop style=3Dpadding-top:15px; class=3Dpd-t-14>
<table class=3Dwid-360 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0 width=3D100% bgcolor=3D#E8F0FE>
<tr>
<td align=3Dcenter valign=3Dtop style=3D"padding-top: 30px; padding-bottom:=
16px;" class=3Dpd-b-40>
<table class=3Dwid-346 role=3Dpresentation border=3D0 cellpadding=3D0 cells=
pacing=3D0 width=3D100%>
<tr>
<!--[if mso | ie]>
<td align=3D"left" valign=3D"top" width=3D"30" style=3D"mso-line-height-rul=
e:exactly;"><img src=3D"https://www.gstatic.com/gumdrop/files/spacer-11.gif=
" width=3D"30" height=3D"1" border=3D"0" alt=3D"" style=3D"display: block;"=
/></td>
<![endif]-->
<td class=3D"wid-360 dblock" align=3Dcenter width=3D153 valign=3Dtop width=
=3D"">
<table align=3Dcenter role=3Dpresentation border=3D0 cellpadding=3D0 cellsp=
acing=3D0 width=3D100%>
<tr>
<td class=3Dwid-360 align=3Dcenter valign=3Dtop style=3D"display: block;">
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0 width=
=3D100%>
<tr>
<td aria-hidden=3Dtrue align=3Dcenter valign=3Dtop style=3D""><a href=3D# t=
arget=3D_blank style=3D" display: block;">
<img src=3Dhttps://services.google.com/fh/files/emails/gpay-mod4-shield-tra=
nsparent-w184px-184px-2x.png alt=3D"" width=3D94 class=3Dw-92 height=3Dauto=
style=3D"display: block;"></a>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<!--[if mso | ie]>
<td align=3D"left" valign=3D"top" width=3D"30" style=3D"mso-line-height-rul=
e:exactly;"><img src=3D"https://www.gstatic.com/gumdrop/files/spacer-11.gif=
" width=3D"30" height=3D"1" border=3D"0" alt=3D"" style=3D"display: block;"=
/></td>
<![endif]-->
<td class=3D"wid-360 dblock wid-100-per" align=3Dcenter valign=3Dtop>
<table role=3Dpresentation border=3D0 cellpadding=3D0 cellspacing=3D0 width=
=3D100%>
<tr>
<td class=3D"disp-cell wid-360 dblock wid-100-per" align=3Dcenter valign=3D=
top style=3D"display: block;" width=3D"">
<table align=3Dleft class=3Dwid-360 width=3D100% role=3Dpresentation border=
=3D0 cellpadding=3D0 cellspacing=3D0 width=3D100%>
<tr>
<td dir=3Dltr class=3D"safer text-alignment" align=3Dleft valign=3Dtop styl=
e=3D"font-family: Google Sans, Roboto, Helvetica Neue, Helvetica, Arial, sa=
ns-serif; font-size: 18px; line-height: 27px; color: #202124; mso-line-heig=
ht-rule: exactly;font-weight: bold;">A safer way to pay, every day</td>
</tr>
</table>
</td>
<!--[if gte mso 15]>
</tr>
<tr>
<![endif]-->
<td dir=3Dltr class=3D"disp-cell wid-360 dblock wid-100-per" align=3Dcenter=
valign=3Dtop style=3D"display: block;">
<table align=3Dcenter role=3Dpresentation border=3D0 cellpadding=3D0 cellsp=
acing=3D0 width=3D100%>
<tr>
<td class=3D"privacy text-alignment" align=3Dleft valign=3Dtop style=3D"fon=
t-family: Google Sans, Roboto, Helvetica Neue, Helvetica, Arial, sans-serif=
; font-size: 14px; line-height: 24px; color: #5F6368; mso-line-height-rule:=
exactly; padding-top: 5px; font-weight: normal; padding-right: 160px;">Wit=
h privacy and security built into every payment, Google Pay is a safe, simp=
le, and helpful way to send money and manage it.</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- Section 4 end here -->
<!-- Section 5 start here -->
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