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hermes-brain/ideas/compliance/glba.org
2026-05-24 03:00:35 +00:00

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:PROPERTIES:
:ID: auto-glba
:CREATED: [2026-05-23 Sat]
:END:
#+title: GLBA (Gramm-Leach-Bliley Act)
#+filetags: :passepartout:compliance:framework:glba:
US federal law governing financial institutions' handling of nonpublic personal
information (NPI). Requires privacy notices, opt-out rights, and a Safeguards
Rule requiring an information security program.
Who must comply: Banks, credit unions, insurance companies, securities firms,
financial advisers. ~20,000 institutions.
Penalties: FTC-enforced. Civil penalties up to $100K per violation; officers
and directors personally liable.
Why it matters: The Safeguards Rule maps directly to gate stack access controls.
Every NPI access is gated; the proof log is the security program's evidence.
First-mover advantage is narrow (GLBA is well-understood) but the market is
large because every financial institution that dodges [[file:hipaa.org][HIPAA]] still faces GLBA.